Ranked by community difficulty ratings, updated as reviews come in.
Planet Fitness
Known for being hard to cancel among services like this, since online or phone cancellation usually isn't available — only an in-person visit or certified mail.
Amazon Prime
Widely known for requiring you to click through several retention offers before cancellation completes.
Adobe Creative Cloud
Whether a fee applies depends heavily on your plan type (monthly / annual-paid-monthly / annual-paid-upfront), so check this first.
HelloFresh
Missing the weekly cutoff results in an unwanted charge, and 'skip' is easily confused with 'cancel.'
Canva Pro
The cancel button's location moves around, so it can take a bit of searching.
Headspace
Easy to miss that the cancel button only exists on the website, not in the app.
Disney+
Where you cancel depends on your signup path (direct / carrier / another streaming bundle), so check that first.
Hulu
Frequently confuses people because it can't be cancelled from the mobile app — a browser is required.
Peloton
Only the primary account holder can cancel — secondary profiles often cause confusion here.
Microsoft 365
Cancellation and refund steps vary depending on your purchase channel (Microsoft direct / app store / third-party retailer).